legal vs. medical model

Someone has "late-filing syndrome". That's a legal diagnosis, not a real diagnosis from the DSM IV.

From the article in the NY Times: "Late-filing syndrome, sometimes known as nonfiling syndrome or failure-to-file syndrome, is not listed in the Diagnostic and Statistical Manual of Mental Disorders. A spokeswoman for the American Psychiatric Association said that the group does not recognize it as a psychiatric condition."

But the article ends: "“Charles O’Byrne has never been diagnosed with that syndrome. He was diagnosed with major depressive disorder.” "

Nope, just the common cold of psychiatry--depression. No need to make things up. But it's not just depression, there's entitlement issues, which are connected to narcissism. He also seems to have friends in high places willing to loan him money.

Debt is a curious thing. One you get into it, not only do you have to break even, which that person has never done, but you have to actually spend less than you earn to pay it back, an even harder step. Like the baseball team that is 5 games behind. Playing just as good as the 1st place team is not enough. They put themselves in a position where they have to do even more. Not easy to turn that around.